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Fractional CFO — Chicago, Illinois

Fractional CFO Services in Chicago — Financial Strategy for Manufacturing, Distribution & Midwest Growth Companies

Chicago’s industrial backbone and growing professional services sector demand CFO-level financial discipline. Michelet Financial delivers outsourced CFO strategy for growth-stage and mid-market companies across the Loop, River North, and Fulton Market — starting at $3,000/month.

🏆 Fortune-500 Trained Strategist
🌎 Chicago Metro & All 50 States
📈 $3K–$15K/Month Retainers
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Outsourced CFO Services for Chicago’s Manufacturing, Distribution & Growth Companies

Michelet Financial provides fractional CFO services for Chicago businesses — from manufacturing and distribution companies in the suburbs to professional services firms in the Loop and technology companies in Fulton Market. Engagements include financial strategy, cash flow management, M&A readiness, and board reporting — delivered 100% virtually, starting at $3,000/month.

Chicago is home to one of the country’s most diverse business ecosystems — manufacturing, logistics, food production, financial services, and a rapidly growing tech sector. For mid-market companies across the metro, the common thread is financial complexity that exceeds what a bookkeeper or controller can strategically manage.

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Manufacturing & Distribution CFO Support

Cash flow forecasting aligned to production cycles, inventory management, working capital optimization, and financial reporting built for bank covenant compliance and SBA lending.

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Cash Flow Forecasting

Rolling 13-week and 12-month forecasts for Chicago businesses with seasonal revenue patterns, long receivables cycles, or inventory-intensive operations.

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M&A Readiness & Exit Planning

Prepare your Chicago business for a strategic sale or PE transaction — clean financials, normalized EBITDA, quality of earnings memo, and data room management.

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Bank & Lender Relations

Financial packages, covenant compliance tracking, and CFO-level representation for credit line renewals, SBA loans, and CDFI financing common among Chicago’s mid-market businesses.

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Strategic Financial Planning

Annual operating budgets, multi-year financial models, and scenario planning for Chicago companies navigating supply chain complexity, labor cost pressure, and geographic expansion.

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Management & Board Reporting

Monthly reporting packages — P&L, balance sheet, cash flow, KPI dashboard — formatted for your bank, board of directors, or private equity sponsor.

Serving Chicago’s Most Active Business Districts

In the Loop and River North, Michelet Financial works with professional services firms, financial advisory companies, and corporate headquarters operations that need CFO-level reporting and strategic planning without the overhead of a full-time executive hire. In Fulton Market and the West Loop, we serve tech startups, food companies, and venture-backed businesses where cash burn management and investor reporting are the top financial priorities.

In Chicago’s suburban manufacturing corridor — from Naperville and Schaumburg to Joliet and Waukegan — we work with distribution companies, industrial manufacturers, and family-owned businesses that need institutional-quality financial infrastructure to support bank relationships, supplier negotiations, and eventual ownership transitions.

Brandt Michelet’s background includes strategic financial work at enterprise scale — including experience tied to Landry’s Inc. (600+ venues, billions in annual revenue) — bringing the financial discipline of large-scale multi-location operations to Chicago’s growing mid-market companies.

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Fractional CFO in Chicago — Common Questions

What types of Chicago businesses benefit most from a fractional CFO?
Chicago’s manufacturing, distribution, and professional services companies benefit most from fractional CFO services — especially when scaling past $2M revenue, navigating bank credit lines, or preparing for a sale to a strategic buyer or private equity group. Michelet Financial has particular expertise in the financial complexity of multi-location operations and inventory-intensive businesses common in the Chicago metro.
How does a fractional CFO help a Chicago manufacturing company?
A fractional CFO for a Chicago manufacturer provides cash flow forecasting aligned with production cycles, working capital optimization (inventory, receivables, payables), bank covenant compliance, and financial reporting that supports SBA loans, line-of-credit renewals, and bonding requirements. Michelet Financial structures engagements around the specific financial pressures that Chicago-area manufacturers face.
Can a fractional CFO help a Chicago business prepare for a private equity sale?
Yes. Preparing for a PE exit requires clean financial statements, normalized EBITDA, a quality of earnings memo, and a well-organized data room. Michelet Financial’s fractional CFO service handles all of this — typically 12 to 24 months before the transaction — to maximize valuation and reduce deal risk for Chicago’s business owners looking to exit to PE.

Chicago Businesses: Ready for CFO-Level Financial Leadership?

Start with a free 45-minute strategy call. Serving manufacturing, distribution, and growth companies across the Chicago metro — 100% virtually.

Book a Free Chicago CFO Strategy Call