Whether you’re planning to sell, taking on a partner, or just want to know what you’ve built — we deliver institutional-quality business valuations for small and mid-market companies across all 50 states.
Business Valuation Services
Whether you’re planning to sell, taking on a partner, securing financing, or just want to know your number — a professional business valuation gives you the real answer. We use the same methodologies that investment banks and PE firms use, scaled for small and mid-market businesses.
We compare your business against comparable transactions in your industry — what businesses like yours actually sold for. This is the most relevant method when preparing for a sale or acquisition.
Discounted cash flow analysis projects your business’s future earnings and discounts them to present value. Used for stable, profitable businesses with predictable cash flow.
Most small business acquisitions are priced at a multiple of EBITDA. We determine your adjusted EBITDA, identify the right industry multiple, and show you exactly how a buyer will price your business.
For asset-heavy businesses, real estate holding companies, and situations where the book value matters — we calculate net asset value including tangible and intangible assets.
Adding or removing a business partner requires an agreed-upon value. We provide an independent, defensible valuation that protects both parties and gives you a basis for negotiation.
Lenders require formal business valuations for SBA 7(a) loans, acquisition financing, and some lines of credit. We deliver lender-ready valuation reports.
The Value Drivers
Two businesses with the same revenue can have very different valuations. Here’s what drives the multiple a buyer or investor will apply to your business.
Recurring, predictable revenue commands a premium. Lumpy, project-based revenue discounts value significantly. We help you understand and improve this metric before you sell.
Profitability relative to revenue. A business generating 25% EBITDA margins sells for more than one at 10% — often at a higher multiple AND on a higher base.
If the business can’t operate without you, it’s worth less. We identify this risk and recommend operational changes that increase transferable value.
Buyers pay for future earnings, not past performance. A business growing 20% year-over-year gets a higher multiple than one flat or declining, even at the same current revenue.
If one customer represents more than 20% of revenue, that’s a significant risk discount. Diversified customer bases command a premium.
Equipment condition, real estate ownership, intellectual property, brand recognition — hard and soft assets that a buyer is acquiring beyond the cash flow.
FAQ
Private-Company Equity
For private companies issuing stock options, our nationwide 409A valuation page explains timing, documents, methods, and the review process.
Explore 409A Valuation ServicesStart with a free consultation. We’ll tell you what methodology applies to your situation and what a realistic range looks like before you commit to anything.
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Michelet Financial provides certified business valuation services for companies across the United States.
IRS valuation job aid and Revenue Ruling 59-60 text · SBA valuation guidelines
The required standard, credential, independence, and report format depend on the valuation’s purpose and intended user. Educational information only; not individualized legal, tax, investment, audit, or valuation-attestation advice. Updated August 21, 2026.
Michelet Financial services
M&A advisory, business valuations, P&L management, cash-flow optimization, investment advisory, and tax strategy — Houston-based, nationwide remote. Call (225) 396-5511.