401(k) & Retirement Advisory — Nationwide

401(k) Financial Advisor: Make Your Retirement Money Work Harder

Last updated: May 2026 — Information current as of this date

Old 401(k)s sitting in default funds, an allocation you set once and forgot, a rollover you’re not sure how to handle — we bring tax-aware, fee-transparent advice to every dollar you’re saving for retirement.

Book Free Consultation 📞 (225) 396-5511

How We Help

401(k) Guidance That Actually Moves the Needle

Most people’s retirement accounts are undermanaged. A good advisor coordinates your contributions, allocation, rollovers, and taxes into one plan — here’s where we focus.

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401(k) Rollovers

Left a job? We help you roll an old 401(k) into an IRA or new plan the right way — avoiding the tax traps and surprise withholding that catch DIY rollovers.

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Allocation & Rebalancing

We build a diversified, low-cost allocation matched to your age and risk, then keep it rebalanced — instead of leaving you in a default target-date guess.

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Contribution Strategy

Traditional vs. Roth, employer match, catch-up contributions — we make sure you’re capturing every dollar of free money and the right tax treatment.

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Roth Conversions

In the right years, converting pre-tax savings to Roth can cut lifetime taxes dramatically. We model the timing so it’s tax-efficient, not painful.

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Self-Employed & Solo 401(k)

Own a business? A Solo 401(k) or SEP-IRA can shelter far more than a standard 401(k). We set up and fund the right plan for owners.

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Income Planning

As you near retirement, we map how to draw from accounts in the most tax-efficient order so your savings last longer.

Our Edge

Investment Advice and Tax Strategy — Under One Roof

Most 401(k) advice ignores taxes, and most tax preparers ignore your investments. We do both, which is exactly where retirement dollars are won or lost.

Fee-Transparent

Clear, flat-fee advice with no hidden commissions — so recommendations stay aligned with your goals, not a sales quota.

Tax-Coordinated

Every contribution, rollover, and withdrawal is planned with its tax impact in view, led by a strategist who handles both sides.

Whole-Picture Planning

We look at your 401(k) alongside IRAs, brokerage accounts, and business assets — not in isolation — so the strategy actually fits your life.

Senior Advisor Access

You work directly with Brandt Michelet, not a call center — Fortune-500 financial discipline applied to your retirement.

FAQ

401(k) Financial Advisor — FAQ

Should I roll over my old 401(k)?

Often yes — rolling an old 401(k) into an IRA usually gives you more investment choices and lower fees, and consolidates accounts you’re no longer managing. We handle the rollover to avoid taxes and withholding mistakes.

What does a 401(k) financial advisor cost?

We’re fee-transparent with flat, disclosed pricing — no hidden commissions on the products we recommend. Your first consultation is free and we’ll quote scope before you commit.

Traditional or Roth — which should I choose?

It depends on your current vs. expected future tax bracket. We model both and often blend them, including strategic Roth conversions in lower-income years to cut lifetime taxes.

Can you manage retirement accounts if I’m self-employed?

Yes. Business owners can shelter far more with a Solo 401(k) or SEP-IRA. We set up, fund, and invest the right plan for your income.

How is my investment advice coordinated with taxes?

That’s our core advantage. The same firm planning your investments also plans your taxes, so contributions, rollovers, and withdrawals are always made in the most tax-efficient way.

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