Michelet Financial brings Fortune-500 financial discipline to Minneapolis families and business owners - investment advisory, wealth management, tax planning, and retirement strategy under one roof, with transparent flat fees.
Minnesota's high state income taxes make tax-efficient investing essential for Twin Cities high earners and business owners.
Portfolio strategy aligned to your goals and risk - diversified, low-cost, reviewed regularly. Serving Minneapolis investors and Hennepin County.
Comprehensive planning for Minneapolis households and business owners: cash flow, estate coordination, and tax-efficient growth.
Year-round tax strategy - loss harvesting, entity structure, retirement contributions - coordinated with your investments.
401(k), IRA, and exit/valuation planning for Minneapolis professionals and owners preparing for the next chapter.
Minneapolis families and owners get year-round tax strategy woven into their investment plan, with flat-fee transparency.
Yes - we work with clients throughout Minneapolis and the surrounding the Twin Cities, in person and virtually.
We put transparency first - clear, flat-fee pricing with no hidden commissions, so advice stays aligned with your interests.
Call (225) 396-5511 for a free consultation. We will review your situation and map a plan.
Call (225) 396-5511 today.
Michelet Financial serves clients nationwide — financial advisor & wealth management in:
Local Insight
Minneapolis-St. Paul hosts an unusually dense Fortune 500 base (Target, UnitedHealth, US Bancorp, 3M, General Mills) plus strong healthcare and finance sectors. Corporate professionals with equity comp and deferred comp benefit from coordinated tax-and-investment strategy.
Minnesota's higher graduated income tax makes tax-efficient investing and Roth planning especially valuable. That is exactly why a one-size-fits-all approach falls short here. We combine investment management with year-round tax strategy under one roof — led directly by Brandt Michelet — so every decision for our Minneapolis, MN clients is made with its tax impact in view, not as an afterthought at filing time.
Whether you are an employee with equity compensation, a business owner planning an exit, or a household building toward retirement, we map a clear, fee-transparent plan and revisit it as your situation changes. Your first consultation is free.
Living and working in Minneapolis presents a unique set of financial planning challenges that demand a nuanced, local approach. The city’s economy, anchored by major corporations like Target, U.S. Bancorp, and Medtronic, creates a high concentration of stock-based compensation and executive benefits that require careful tax coordination. At the same time, the thriving small business ecosystem—from North Loop startups to Uptown service providers—faces the complexities of Minnesota’s progressive state income tax brackets and the ever-present risk of market volatility tied to the agricultural and manufacturing sectors. Residents also grapple with the high cost of living in desirable neighborhoods like Linden Hills or Northeast, alongside the need to plan for long-term care and estate preservation in a state with its own estate tax exemption. Without a fee-transparent advisor who understands these local dynamics, it’s easy to overpay in taxes or miss opportunities to leverage Minnesota-specific credits and deductions.
At Michelet Financial (Big Ass Tax Returns), we’ve built our practice around a virtual-first model that eliminates geographic barriers while delivering personalized, high-touch service. Remote financial advisory isn’t just convenient—it’s often more effective. Through secure video consultations, we review your entire financial picture in real time, sharing screens to walk through tax projections, investment portfolios, and retirement scenarios without the need for a downtown office visit. This approach allows us to meet you where you are, whether that’s your home in Edina, a coffee shop in Dinkytown, or your cabin on Lake Minnetonka. Our virtual structure also reduces overhead, which directly supports our core promise: full fee transparency. You’ll never wonder what you’re paying for, because every dollar of our advisory fee is clearly disclosed upfront. No hidden loads, no commission traps—just straightforward, fiduciary guidance delivered via the technology you already use.
Our services are specifically tailored to the financial realities of Minneapolis residents. For tax strategy, we go beyond simple preparation to proactively structure your income, deductions, and credits—including Minnesota’s K-12 education credit, child and dependent care credit, and the working family credit—to minimize your state and federal liability. Our wealth management approach focuses on low-cost, tax-efficient portfolios that align with your risk tolerance and cash flow needs, whether you’re accumulating assets or drawing down in retirement. For retirement planning, we model scenarios that account for Social Security claiming strategies, pension options (common among local government and education workers), and the impact of Minnesota’s tax treatment on IRA and 401(k) distributions. We also specialize in helping business owners navigate entity selection, succession planning, and the tax implications of selling a company in the Twin Cities market.
If you’re ready to take control of your financial future with a partner who values clarity over complexity, it’s time to have a conversation. Call us today at (225) 396-5511 to schedule your no-obligation discovery call. Let’s build a plan that works for your life—and your bottom line.