Growth-stage and mid-market businesses deserve CFO-level strategy. Michelet Financial delivers outsourced CFO expertise — forecasting, cash flow, M&A readiness, board reporting — for $3,000–$15,000/month instead of $300,000/year. Serving businesses in all 50 states.
What Is a Fractional CFO
A fractional CFO provides part-time, outsourced chief financial officer services to businesses that need senior financial leadership without a full-time hire. Michelet Financial’s fractional CFO services include financial strategy, cash flow management, investor relations, and M&A preparation — available nationwide for $3,000–$15,000 per month.
Most growing companies hit the same wall: the bookkeeper closes the books, but nobody is steering the financial strategy. Revenue is climbing, complexity is multiplying, and every major decision — hiring, capital, pricing, debt — carries consequences no spreadsheet wizard can model on instinct alone.
A fractional CFO fills that gap. You get a senior executive who owns your cash flow forecasting, margin analysis, capital planning, and the financial reporting your bank, board, or buyers expect — on a part-time engagement sized to what you actually need.
Unlike a controller who looks backward or a bookkeeper who records transactions, a fractional CFO is forward-looking. The job is to make financial decisions that build enterprise value — not just close the month.
Who Needs a Fractional CFO
You don’t need to be a Fortune 500 company to need CFO-level thinking. These are the most common situations where a fractional CFO creates immediate, measurable value.
When revenue complexity outpaces what a bookkeeper or controller can strategically manage, a fractional CFO provides the decision-making layer you need.
Investors scrutinize financials before writing checks. A fractional CFO builds the financial model, investor narrative, and data room that close deals faster.
Buyers pay more for clean, credible financials. Michelet Financial prepares your books, normalizes EBITDA, and maximizes valuation 12–24 months before a sale.
Rapid growth without financial infrastructure is how companies run out of cash. A fractional CFO puts the forecasting and capital planning in place to scale safely.
When your CFO leaves and you need continuity without a 6-month search, a fractional CFO bridges the gap and keeps operations running.
Lenders require financial packages most growing businesses can’t produce. A fractional CFO prepares the reporting that gets deals approved at better terms.
Michelet Financial’s CFO Services
Every fractional CFO engagement is scoped to your business. Most clients start with core financial infrastructure and layer in strategic work as the engagement matures.
Rolling 13-week and 12-month forecasts so you know your cash position well ahead of critical decisions. See also: Cash Flow Management.
Annual operating budgets, multi-year financial plans, and scenario modeling that align your capital with your growth objectives. See also: Strategic Planning.
Clean monthly reporting packages — P&L, balance sheet, cash flow, KPI dashboard — delivered in the format your board, bank, or investors require.
Optimize receivables, payables, and inventory cycles to free up cash trapped in operations. See also: Working Capital Management.
Get your financials, KPIs, and legal structure buyer-ready well before a transaction. Normalized EBITDA, quality of earnings prep, and data room support. See also: Business Valuation.
Financial models, investor presentations, cap table analysis, and due diligence support for equity raises, debt facilities, and private equity processes.
Why Michelet Financial
Brandt Michelet brings the financial rigor of large-scale enterprise to growth-stage and mid-market businesses. His background includes strategic financial work connected to Landry’s Inc. — one of the nation’s largest restaurant and entertainment operators, with 600+ venues and billions in annual revenue.
Most businesses at the $2M–$30M stage have never had a CFO who built financial systems at that scale. Michelet Financial changes that equation — bringing Fortune-500 financial discipline to businesses that cannot justify (or do not yet need) a $300,000 full-time hire.
Because Michelet Financial is also a tax strategy firm, your fractional CFO engagement benefits from tax-integrated financial planning — investment timing, cash extraction strategy, entity structure, and exit planning are all coordinated in a single engagement instead of siloed between different advisors.
Industries We Serve
Michelet Financial’s fractional CFO engagements span growth-stage and mid-market businesses across a wide range of industries. Financial complexity is universal — our approach is tailored to each sector.
How It Works
We keep onboarding fast and focused. Most engagements reach full stride within 30 days.
We start with a 45-minute discovery call to understand your business, your financial situation, and what you need most — cash flow visibility, fundraising prep, M&A readiness, or ongoing CFO support. No sales pitch. Just an honest conversation.
Within one week, we deliver a scoped CFO engagement plan: specific deliverables, monthly retainer, timeline, and onboarding checklist. We start with a financial systems review and a 30-day CFO action plan tailored to your priorities.
Month over month, we handle the financial leadership you need — reporting, forecasting, strategic advising, lender and investor communication — while you focus on running the business. Engagements scale as your needs evolve.
Frequently Asked Questions
Start with a free 45-minute strategy call. No pressure — just an honest conversation about where your business is and what a fractional CFO can deliver. Serving businesses in all 50 states.
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