CASH FLOW OPTIMIZATION
Michelet Financial provides B2B cash flow optimization for New York City businesses with $1M–$50M in revenue. Our engagement covers receivables acceleration, payables extension, and a complete working capital cycle overhaul—delivering a cash flow model, 13-week cash forecast, and cycle optimization plan your team can implement immediately.
We systematically reduce your days sales outstanding (DSO) by auditing your current collection cycle, identifying bottlenecks, and implementing automated invoice delivery, early-pay incentive structures, and escalation protocols that convert receivables to cash faster—without damaging New York City client relationships.
We analyze your vendor payment terms and negotiate extended terms that match your operating cycle—deploying the additional float to fund growth, reduce credit line usage, or build operating reserves. Done properly, payables extension improves supplier relationships rather than straining them.
A comprehensive view of your cash conversion cycle—from revenue recognition through collection, and from purchase order through payment—identifying every opportunity to compress the cycle and release trapped working capital for New York City businesses.
New York City businesses face unique cash flow challenges: high real estate costs, competitive talent markets, and clients that leverage their scale to extend payment terms. For businesses with $1M–$50M in revenue, Michelet Financial provides the structured cash flow advisory that converts a perpetually tight working capital cycle into a competitive advantage.
Michelet Financial brings Fortune-500 financial rigor—developed inside Tilman Fertitta’s Landry’s Inc., where cash flow discipline across 600+ venues was a core operational imperative—to mid-market New York City businesses that are ready to stop managing cash reactively and start using working capital as a strategic tool.
WHAT YOU RECEIVE
Every Michelet Financial cash flow optimization engagement produces three concrete deliverables—not a consulting report full of generalities, but working tools your New York City business can use immediately and continue using independently.
A comprehensive, fully customized cash flow model built on your actual New York City business data—revenue cycles, cost structure, payment terms, and seasonality—that gives you a clear view of how your business generates and consumes cash.
A rolling, week-by-week projection of cash inflows and outflows that converts cash management from reactive to proactive. The 13-week forecast becomes your operating dashboard for capital decisions, credit line management, and investment timing.
A written, implementable plan covering receivables acceleration strategies, payables extension negotiations, and working capital management protocols—calibrated to your specific New York City industry, client base, and operating cost structure.
HOW IT WORKS
We audit your current working capital cycle: days sales outstanding, days payable outstanding, inventory turnover (where applicable), and the specific bottlenecks that are creating your cash flow gaps in New York City.
We build the cash flow model using your actual business data—historical revenue patterns, cost timing, payment terms by client and vendor—producing a model that accurately reflects how cash moves through your specific New York City business.
The 13-week cash forecast is built on top of the model and delivered as a working tool your team can update weekly. We train your team on the forecast mechanics so you own it independently after the engagement closes.
We implement receivables acceleration changes, support vendor term renegotiations, and deliver the written cycle optimization plan—with specific protocols your New York City team can execute immediately to improve cash conversion.
INDUSTRIES WE SERVE
Michelet Financial works with B2B businesses in New York City with $1M–$50M in revenue. This is strictly business cash flow optimization—not personal finance. We serve operating businesses that need a systematic, disciplined approach to working capital management.
Don’t see your industry listed? We serve B2B businesses across all sectors. Call (225) 396-5511 to discuss your New York City business’s cash flow situation.
WHY MICHELET FINANCIAL
Brandt Michelet’s background managing financial strategy for Landry’s Inc.—a $3B+ enterprise with 600+ venues—means your cash flow advisor has managed working capital at a scale that most advisors never encounter. That experience translates to systematic, rigorous optimization for your New York City business.
Unlike advisory engagements that produce recommendations you can’t execute, Michelet Financial delivers a working cash flow model and 13-week forecast that your New York City team owns and operates independently after the engagement closes. No ongoing dependency on us to use the tools.
Our cash flow optimization is designed exclusively for B2B operating businesses—not personal finance, not retail consumer businesses. The working capital dynamics of B2B companies are fundamentally different, and our methodology is built specifically for the receivables, payables, and operating cost structures that define B2B New York City businesses.
FAQ
Start with a confidential conversation about your New York City business’s cash flow situation. We’ll tell you what we think the optimization opportunity is — no commitment required.
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