Most people file taxes. We plan them. Year-round tax strategy that legally minimizes your liability — before April, not during it. Serving individuals and businesses in all 50 states.
Quick Answer — What Is a Tax Strategist?
A tax strategist analyzes your income, business structure, and investments to legally minimize your tax burden before taxes are owed — not after. Unlike a tax preparer who files what happened, a tax strategist plans what’s going to happen. Michelet Financial provides tax strategy, filing, and mitigation services for business owners and high-income individuals nationwide.
Proactive Tax Strategy
Strategic tax planning for business owners is not about filing returns — it’s about building a tax strategy throughout the year that legally minimizes what you owe. Michelet Financial provides tax planning services for small business owners, entrepreneurs, and high-income individuals across Houston, New York, Los Angeles, Miami, and Chicago. Whether you need tax planning for business owners with complex income, tax reduction strategies for a growing company, or strategic tax planning integrated with your investment portfolio, we build the plan that makes the difference.
Most people think about taxes in April. Our clients think about taxes in January — and every month in between. Proactive tax planning is the difference between paying what the law requires and paying whatever your software defaults to.
We don’t just file your return — we build a 12-month tax reduction plan. Timing of income, retirement contributions, deduction stacking, entity structure optimization. Reviewed quarterly so nothing slips through.
LLC, S-Corp, C-Corp — the right structure can save a small business owner $10,000–$40,000 per year. We analyze your situation and show you exactly what each structure costs and saves before you make any changes.
Legal, aggressive tax mitigation: accelerated depreciation, Section 179 expensing, cost segregation, opportunity zone investments, defined benefit plan contributions. We use every tool in the code.
Self-employed and business owners face a quarterly reckoning. We calculate your estimated tax payments precisely — no overpaying, no underpaying, no penalties. Cash flow managed around your tax calendar.
SEP-IRA, Solo 401(k), Defined Benefit Plans — retirement accounts are the most powerful legal tax reduction tools available. We identify how much you can contribute and structure it for maximum current-year impact.
Selling your business? The difference between a poorly structured sale and a well-planned one can be seven figures in taxes. We begin exit tax planning years before the transaction to legally minimize capital gains exposure.
The Numbers
The IRS won’t tell you what you could have saved. We will. Here are typical outcomes from our tax planning engagements by client type.
Key Strategies
These aren’t aggressive schemes — they’re legal strategies written directly into the tax code that most preparers never apply because they’re only looking at what already happened, not what can be structured.
If you’re a profitable LLC paying self-employment tax on everything, an S-Corp election likely saves you thousands. We run the exact math for your income level.
Bonus depreciation and Section 179 allow you to deduct the full cost of qualifying equipment and property in year one rather than over decades.
Rent your home to your business for up to 14 days tax-free. One of the most underused deductions for business owners who host company meetings.
Pass-through entity owners may deduct up to 20% of qualified business income. Maximizing this deduction requires careful income management — we plan for it year-round.
Health Savings Accounts offer a triple tax advantage: deductible contributions, tax-free growth, tax-free withdrawals for medical expenses. We integrate HSA strategy into every health-insurance planning discussion.
Donor-Advised Funds, appreciated stock donations, and bunching strategies let you give the same amount to charity while taking a significantly larger tax deduction.
How It Works
We start with a full review of your last 1–3 tax returns. We identify what you’ve been missing, what structure changes would help, and what the first 90-day plan looks like.
We build a written tax reduction plan for the current year — income timing, contributions, entity decisions, deduction acceleration. Updated as your situation changes.
Tax planning is ongoing. We meet quarterly to review your estimated tax position, flag any new opportunities, and adjust the plan before it’s too late to act.
When tax season arrives, your return is already optimized. No scrambling, no missed deductions, no surprises — just the lowest legal tax liability possible.
FAQ
Tax planning services for Houston business owners — oil and gas, construction, healthcare, and professional services. Strategic tax planning that moves the needle.
Tax planning for New York business owners and high-income entrepreneurs. Proactive strategies for multi-state tax exposure and high-bracket income.
Tax strategy for Los Angeles business owners — California’s high state income tax makes strategic tax planning more valuable here than anywhere.
Tax planning for Miami entrepreneurs and business owners. Florida has no state income tax — but federal exposure requires serious strategy for high earners.
Strategic tax planning services for Chicago business owners — Illinois tax exposure plus federal liability requires year-round proactive strategy.
Every year without a tax plan is money left on the table. Book a free consultation and we’ll show you exactly what you’ve been missing.
Book Free Tax Planning CallFree Consultation
100% virtual. Serving clients in all 50 states. Response within 1 business day.
No spam. No pressure. We respond within 1 business day.